[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bestis.cz\/vlastni-bydleni-nedostizny-sen\/#Article","mainEntityOfPage":"https:\/\/www.bestis.cz\/vlastni-bydleni-nedostizny-sen\/","headline":"Vlastn\u00ed bydlen\u00ed &#8211; nedosti\u017en\u00fd sen?","name":"Vlastn\u00ed bydlen\u00ed &#8211; nedosti\u017en\u00fd sen?","description":"Neust\u00e1le v m\u00e9di\u00edch sly\u0161\u00edme a vid\u00edme, \u017ee lid\u00e9 si \u017eij\u00ed velice dob\u0159e. Kdy\u017e si ale srovn\u00e1me re\u00e1ln\u00e9 p\u0159\u00edjmy s v\u00fddaji, jsme na tom podstatn\u011b h\u016f\u0159e a \u0159ad\u00edme se mezi rozvojov\u00e9 zem\u011b. Re\u00e1ln\u00e9 p\u0159\u00edjmy klesly o des\u00edtky procent, ceny nemovitost\u00ed skokov\u011b vzrostly, a<p class=\"link-more\"><a class=\"myButt three\" href=\"https:\/\/www.bestis.cz\/vlastni-bydleni-nedostizny-sen\/\">Read More<\/a><\/p>","datePublished":"2023-05-20","dateModified":"2023-05-20","author":{"@type":"Person","@id":"https:\/\/www.bestis.cz\/author\/#Person","name":"","url":"https:\/\/www.bestis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bestis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bestis.cz\/wp-content\/uploads\/purchase-g28722b3ea_640_1.jpg","url":"https:\/\/www.bestis.cz\/wp-content\/uploads\/purchase-g28722b3ea_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.bestis.cz\/vlastni-bydleni-nedostizny-sen\/","about":["Finance"],"wordCount":398,"articleBody":"   Neust\u00e1le v m\u00e9di\u00edch sly\u0161\u00edme a vid\u00edme, \u017ee lid\u00e9 si \u017eij\u00ed velice dob\u0159e. Kdy\u017e si ale srovn\u00e1me re\u00e1ln\u00e9 p\u0159\u00edjmy s v\u00fddaji, jsme na tom podstatn\u011b h\u016f\u0159e a \u0159ad\u00edme se mezi rozvojov\u00e9 zem\u011b. Re\u00e1ln\u00e9 p\u0159\u00edjmy klesly o des\u00edtky procent, ceny nemovitost\u00ed skokov\u011b vzrostly, a podm\u00ednky pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky byly zt\u00ed\u017eeny. Z\u00e1rove\u0148 se zvedala \u00farokov\u00e1 sazba, co\u017e ceny hypot\u00e9k je\u0161t\u011b zvedlo. Pro b\u011b\u017enou rodinu s pr\u016fm\u011brn\u00fdmi p\u0159\u00edjmy je tak velmi obt\u00ed\u017en\u00e9 bydlet ve vlastn\u00edm. Pro mnoho lid\u00ed je to opravdu jen sen.Bez hypot\u00e9ky to nejde Snad nikdo nen\u00ed schopen v norm\u00e1ln\u00ed pr\u00e1ci na\u0161et\u0159it za p\u00e1r let miliony korun. Zved\u00e1 se v\u011bk, kdy si \u010dlov\u011bk po\u0159\u00edd\u00ed vlastn\u00ed bydlen\u00ed. Je to proto, \u017ee je pot\u0159eba na\u0161et\u0159it ur\u010ditou sumu, proto\u017ee bez n\u00ed v\u00e1m hypot\u00e9ku \u017e\u00e1dn\u00e1 banka ned\u00e1. Podm\u00ednky jsou nastaveny tak tvrd\u011b, \u017ee paradoxn\u011b kdo plat\u00ed vy\u0161\u0161\u00ed n\u00e1jem ne\u017e hypot\u00e9ku hypot\u00e9ku nakonec nedostane. Nem\u00e1 toti\u017e na\u0161et\u0159eno. Pohybujeme se v kruh, ze kter\u00e9ho nen\u00ed cesta ven. Lid\u00e9 mus\u00ed platit vysok\u00e9 n\u00e1jmy, kv\u016fli tomu nejsou schopni u\u0161et\u0159it dostatek financ\u00ed, a tak se jim uzav\u00edr\u00e1 cesta k hypot\u00e9ce. Ani hypot\u00e9ka samoz\u0159ejm\u011b nen\u00ed v\u00fdhrou, ale kdy\u017e to jinak nejde, ned\u00e1 se nic d\u011blat.Banky jsou pom\u011brn\u011b p\u0159\u00edsn\u00e9 v poskytov\u00e1n\u00ed hypot\u00e9k, a dnes ji\u017e hypot\u00e9ku neposkytnou jen tak n\u011bkomu. Pro mnoho lid\u00ed se tak stala jedinou dostupnou mo\u017enost\u00ed nebankovn\u00ed hypot\u00e9ka. Jestli\u017ee se pro n\u011bjakou takovou cestu rozhodnete, je pot\u0159eba si po\u0159\u00e1dn\u011b pro\u010d\u00edst podm\u00ednky jej\u00edho poskytnut\u00ed, stejn\u011b jako \u0159e\u0161en\u00ed situace, kdybyste se dostali do neschopnosti spl\u00e1cet. Cest jak z\u00edskat vlastn\u00ed d\u016fm je pom\u011brn\u011b hodn\u011b, ale chce to p\u0159em\u00fd\u0161let nad t\u00edm, jak\u00e1 varianta je pro v\u00e1s nejsch\u016fdn\u011bj\u0161\u00ed. Rozhodn\u011b nepodepisujte to prvn\u00ed co pro v\u00e1s bude dostupn\u00e9, mohli byste se dostat do probl\u00e9m\u016f. Rad\u011bji vy\u010dkejte a projd\u011bte si v\u0161echny nab\u00eddky, proto\u017ee jedin\u011b pozorn\u00fdm pro\u010d\u00edt\u00e1n\u00edm podm\u00ednek se vyhnete nep\u0159\u00edjemn\u00fdm p\u0159ekvapen\u00edm, co\u017e se rozhodn\u011b vyplat\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vlastn\u00ed bydlen\u00ed &#8211; nedosti\u017en\u00fd sen?","item":"https:\/\/www.bestis.cz\/vlastni-bydleni-nedostizny-sen\/#breadcrumbitem"}]}]